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What Is Statutory Sick Pay UK 2026? Rates & Rules

CT
Chandraketu Tripathi
Finance Editor, Kaeltripton
Published 2 Apr 2026
Last reviewed 10 May 2026
✓ Fact-checked
What Is Statutory Sick Pay UK 2026? Rates & Rules
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Key facts (2026): Statutory Sick Pay (SSP) is £123.25 per week in 2026, paid by your employer for up to 28 weeks. You qualify if you earn at least £123 per week (the Lower Earnings Limit). SSP is not paid for the first 3 days of illness — these are called waiting days.

If you are too ill to work, Statutory Sick Pay provides a minimum income floor during your absence. While many employers offer enhanced sick pay above the statutory minimum, SSP is the legal baseline that all qualifying employees are entitled to. Understanding your rights — and what happens when SSP runs out — is essential.

SSP Rate and Duration 2026

SSP is £123.25 per week in 2026 — paid for up to 28 weeks of sickness. It is subject to tax and National Insurance in the same way as wages. The first 3 days of any period of sickness are 'waiting days' — SSP is not paid for these days unless you have been sick within the last 8 weeks (in which case waiting days are waived and SSP starts from day 1).

Who Qualifies for SSP?

You qualify for SSP if you are classified as an employee (not self-employed), earn at least £123 per week on average before tax (the Lower Earnings Limit for 2026), have been ill for at least 4 consecutive days including non-working days, and have notified your employer within the required timeframe (usually within 7 days). Agency workers, casual workers, and zero-hours contract workers may also qualify if they meet the earnings threshold.

What Happens When SSP Runs Out?

After 28 weeks, SSP ends. If you are still unable to work, you may be able to claim Universal Credit or Employment and Support Allowance (ESA). Your employer must give you an SSP1 form when SSP ends so you can apply for these benefits. If your illness becomes a permanent disability affecting your ability to work, PIP may also be relevant.

Our Verdict

SSP at £123.25 per week is modest — it represents roughly 30% of average weekly earnings. If you rely on SSP, budgeting carefully during illness is essential. Check whether your employer offers contractual sick pay above the statutory minimum — many do for the first few weeks. If SSP ends and you remain unwell, claim Universal Credit immediately rather than waiting.

Frequently Asked Questions

How much is Statutory Sick Pay 2026?

£123.25 per week, payable for up to 28 weeks. SSP is not paid for the first 3 waiting days of illness.

Who qualifies for SSP UK?

Employees earning at least £123 per week who have been ill for 4 or more consecutive days and have notified their employer.

What happens when SSP runs out?

You may be eligible for Universal Credit or Employment and Support Allowance. Your employer must provide an SSP1 form to support your claim.


Disclaimer: This article is for informational purposes only. Always verify with official sources such as gov.uk or qualified professionals before making decisions.

Last updated: April 2026 · Author: Chandraketu Tripathi

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Editorial Disclaimer

The content on Kaeltripton.com is for informational and educational purposes only and does not constitute financial, investment, tax, legal or regulatory advice. Kaeltripton.com is not authorised or regulated by the Financial Conduct Authority (FCA) and is not a financial adviser, mortgage broker, insurance intermediary or investment firm. Nothing on this site should be construed as a personal recommendation. Rates, figures and product details are indicative only, subject to change without notice, and should always be verified directly with the relevant provider, HMRC, the FCA register, the Bank of England, Ofgem or other appropriate authority before any financial decision is made. Past performance is not a reliable indicator of future results. If you require regulated financial advice, please consult a qualified adviser authorised by the FCA.

CT
Chandraketu Tripathi
Finance Editor · Kaeltripton.com
Chandraketu (CK) Tripathi, founder and lead editor of Kael Tripton. 22 years in finance and marketing across 23 markets. Writes on UK personal finance, tax, mortgages, insurance, energy, and investing. Sources: HMRC, FCA, Ofgem, BoE, ONS.

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